Terms of Use

Last updated: April 2026

Monetra is NOT a lender, bank, or credit broker. We do NOT provide loans, make lending decisions, or guarantee approval.

Min. repayment period: 65 days
Max APR: 35%
Example: EUR 1,000 for 65 days at 0.01% daily = EUR 1,006.50 total repayable

Actual rates depend on lender and individual creditworthiness.

1. Acceptance

By using Monetra, you agree to these Terms.

You must be 18+ and are responsible for account security.

Provided as-is, may expire anytime. Auto-deleted after 7 days. Report issues in-app.

We are not liable for third-party lender actions, loan terms, or financial losses.

Profile menu (permanent and irreversible).

We may update these Terms. Continued use = acceptance.